1-Group takaful insurance (life) : The benefits under this cover include : Death due to any cause unless excluded, death due to accident where the benefit is doubled, total permanent disability, total partial disability ,loss of salary due to accident and medical, expenses due to accident. 2-Individual takaful insurance (life) : The benefits :Death due to any cause unless excluded ,death due to accident where the benefit is doubled , total permanent disability due to accident and total partial disability due to accident